Refund Policy

Thank you for subscribing to Kshema.

All subscriptions are billed in advance.

1. Monthly Plans

Monthly subscriptions are non-refundable once activated.

2. Annual Plans

Annual subscriptions may be eligible for a refund if requested within 7 days of purchase, provided usage has been minimal.

3. Refund Processing

Approved refunds will be processed to the original payment method within 7–10 business days.

4. How to Request a Refund

To request a refund, please contact:

Email: care@kshema.life

Include:

• Registered phone number
• Payment reference
• Reason for refund

Refund decisions are subject to review.